Mortgage payment
$0
estimated monthly payment
- Mortgage before insurance
- Default insurance premium
- Total mortgage
- Minimum down payment
Over the full amortization
Principal Interest
Calculators & tools
Run your numbers.
Then let's talk.
Four quick calculators for Ontario buyers and owners. They give estimates to plan with; I confirm the exact figures for your situation.
What you can work out
- PaymentMonthly cost with insurance, if needed
- Land transfer taxOntario tax, with first-time refund
- EquityWhat a refinance could release
- Rate comparisonWhat a better rate saves you
Mortgage Assurance Inc. · FSRA #13812
Ontario mortgage calculators
Type your numbers. Results update as you go.
Ontario land transfer tax
$0
estimated Ontario land transfer tax
- Tax before refund
- First-time buyer refund
Buying in the City of Toronto? A municipal land transfer tax applies as well. Ask me for the exact figure.
Refinance equity
$0
estimated equity available at 80% of value
- Maximum total borrowing
- Current loan-to-value
Before any penalty, legal or appraisal costs.
Compare two rates
$0
monthly difference between the two rates
- Payment at rate A
- Payment at rate B
- Difference over a 5-year term
25-year amortization. Payments only; balances will also differ.
These calculators give estimates for planning only and are not a mortgage approval or a rate offer. Interest is compounded semi-annually, as on Canadian fixed-rate mortgages. Insurance premiums use standard rates and exclude Ontario sales tax on the premium, which is paid at closing. All mortgages are subject to lender approval.
Let's talk it through
Want the exact figures?
Send me your numbers and I'll confirm your real payment, costs and options.